Nj\u00eb pjes\u00eb e madhe e bankave tregtare, kan\u00eb arritur q\u00eb gjat\u00eb vitit 2023, t\u00eb ulin raportin e kredive me probleme.<\/p>\n
K\u00ebshtu reflektojn\u00eb t\u00eb dh\u00ebnat e fundit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, t\u00eb cilat tregojn\u00eb se n\u00eb shtat\u00eb banka t\u00eb nivelit t\u00eb dyt\u00eb, \u00ebsht\u00eb arritur t\u00eb ulet raporti i kredive me probleme gjat\u00eb vitit 2023, ku n\u00eb an\u00ebn tjet\u00ebr p\u00ebr kat\u00ebr prej tyre, ky raport \u00ebsht\u00eb rritur.<\/p>\n
Raportin m\u00eb t\u00eb lart\u00eb t\u00eb kredive me probleme p\u00ebr vitin 2023, sipas t\u00eb dh\u00ebnave nga BSH-ja, e kishte Banka e Bashkuar e Shqip\u00ebris\u00eb (UBA), n\u00eb nivelin 11.4%. Megjithat\u00eb, ky tregues \u00ebsht\u00eb p\u00ebrmir\u00ebsuar ndjesh\u00ebm nga niveli prej 17.6% i vitit 2022.<\/p>\n
Vitin e kaluar, UBA ka nisur zbatimin e nj\u00eb plani t\u00eb ri biznesi, pas marrjes s\u00eb kontrollit nga kompania e sigurimeve Eurosig. Plani synon zgjerimin e rrjetit t\u00eb deg\u00ebve, t\u00eb sh\u00ebrbimeve t\u00eb ofruara dhe rritjen e aktiveve t\u00eb bank\u00ebs.<\/p>\n
Nga ana tjet\u00ebr, banka m\u00eb raportin e dyt\u00eb m\u00eb t\u00eb lart\u00eb t\u00eb kredive me probleme \u00ebsht\u00eb Credins Bank. Por, edhe Credins e ka p\u00ebrmir\u00ebsuar k\u00ebt\u00eb tregues n\u00eb 6%, nga 6.8% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb. Credins \u00ebsht\u00eb banka m\u00eb e madhe kredituese e ekonomis\u00eb shqiptare dhe sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb zot\u00ebronte 20% t\u00eb portofolit aktiv t\u00eb kredis\u00eb p\u00ebr ekonomin\u00eb n\u00eb fund t\u00eb 2023.<\/p>\n
Ndjek me nj\u00eb ndryshore t\u00eb pap\u00ebrfillshme Raiffeisen Bank, e cila n\u00eb fund t\u00eb vitit 2023 kishte nj\u00eb raport t\u00eb kredive me probleme n\u00eb nivelin 5.9%. Megjithat\u00eb, n\u00eb rastin e Raiffeisen raporti i kredive me probleme ka sh\u00ebnuar rritje nga niveli prej 5.3% i nj\u00eb viti m\u00eb par\u00eb. Raiffeisen \u00ebsht\u00eb banka e dyt\u00eb m\u00eb e madhe kredituese e ekonomis\u00eb, me 16.8% t\u00eb totalit.<\/p>\n
Union Bank n\u00eb fund t\u00eb vitit 2023 kishte nj\u00eb raport t\u00eb kredive me probleme n\u00eb nivelin 5.8%, n\u00eb r\u00ebnie t\u00eb ndjeshme nga niveli prej 6.3% q\u00eb raportohej n\u00eb fund t\u00eb vitit 2022.<\/p>\n
Banka e fundit q\u00eb ka nj\u00eb raport t\u00eb kredive me probleme m\u00eb t\u00eb lart\u00eb se niveli mesatar i sektorit \u00ebsht\u00eb Banka OTP Albania. Nj\u00ebkoh\u00ebsisht, OTP \u00ebsht\u00eb edhe banka, e cila raportoi rritjen m\u00eb t\u00eb lart\u00eb t\u00eb k\u00ebtij treguesi n\u00eb 2023, duke arritur n\u00eb 5.5%, nga 3.6% q\u00eb ishte n\u00eb fund t\u00eb vitit 2022. Kjo rritje vjen pas nj\u00eb cikli disavje\u00e7ar rritjeje t\u00eb shpejt\u00eb t\u00eb portofolit t\u00eb kredis\u00eb, por edhe n\u00eb vijim t\u00eb bashkimit me Alpha Bank Albania. OTP Albania \u00ebsht\u00eb banka e tret\u00eb m\u00eb e madhe kredituese e ekonomis\u00eb shqiptare, me 13.8% t\u00eb portofolit total n\u00eb fund t\u00eb 2023.<\/p>\n
Nj\u00eb tjet\u00ebr bank\u00eb, e cila ka ndjekur nj\u00eb strategji t\u00eb rritjes s\u00eb shpejt\u00eb t\u00eb kreditimit pas ndryshimit t\u00eb pron\u00ebsis\u00eb \u00ebsht\u00eb Tirana Bank. Kjo rritje e shpejt\u00eb duket se ka sjell\u00eb efektet e para n\u00eb drejtim t\u00eb r\u00ebnies s\u00eb cil\u00ebsis\u00eb s\u00eb portofolit t\u00eb huas\u00eb. Raporti i kredive me probleme n\u00eb fund t\u00eb vitit 2023 u rrit n\u00eb 4.6%, nga 4.2% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb.<\/p>\n
Nd\u00ebrkoh\u00eb, nj\u00eb tjet\u00ebr bank\u00eb me rritje t\u00eb shpejt\u00eb n\u00eb vitet e fundit, Fibank, ka raportuar ulje t\u00eb ndjeshme t\u00eb raportit t\u00eb kredive me probleme. Ky raport zbriti n\u00eb 4.4% n\u00eb fund t\u00eb 2023, nga 6.3% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb.<\/p>\n
Banka m\u00eb e madhe n\u00eb vend, Banka Komb\u00ebtare Tregtare, n\u00eb fund t\u00eb vitit t\u00eb kaluar raportoi nj\u00eb ulje t\u00eb m\u00ebtejshme t\u00eb raportit t\u00eb kredive me probleme n\u00eb 3.3%, nga 4% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb. Megjith\u00ebse zot\u00ebron pothuajse nj\u00eb t\u00eb kat\u00ebrt\u00ebn e aktiviteteve t\u00eb sektorit bankar, pjesa e BKT n\u00eb portofolin total t\u00eb kredis\u00eb \u00ebsht\u00eb shum\u00eb m\u00eb e ul\u00ebt, me 13.2%, duke u renditur si banka e kat\u00ebrt kredituese ekonomis\u00eb.<\/p>\n
Vijon Banka Intesa Sanpaolo Shqip\u00ebri, me nj\u00eb raport t\u00eb kredive me probleme n\u00eb nivelin 2.8%, n\u00eb rritje nga niveli prej 2.2% i nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
ProCredit Bank Shqip\u00ebri n\u00eb fund t\u00eb vitit 2023 raportonte nj\u00eb nivel t\u00eb kredive me probleme prej 2.3%, n\u00eb r\u00ebnie nga raporti prej 3.1% i nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
P\u00ebr t\u00eb dytin vit radhazi, banka me nivelin m\u00eb t\u00eb ul\u00ebt t\u00eb kredive me probleme \u00ebsht\u00eb Banka Amerikane e Investimeve (ABI Bank), n\u00eb nivelin 1.2% n\u00eb fund t\u00eb vitit t\u00eb kaluar. Edhe ABI Bank e ka ulur raportin e kredive me probleme nga niveli prej 2.1% i nj\u00eb viti m\u00eb par\u00eb.<\/p>\n
Sipas shifrave zyrtare t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, raporti i kredive me probleme vitin e kaluar zbriti n\u00eb 4.74%, n\u00eb r\u00ebnie me 0.26 pik\u00eb p\u00ebrqindje krahasuar me nj\u00eb vit m\u00eb par\u00eb. N\u00eb vler\u00eb absolute, kredia me probleme zbriti n\u00eb nivelin 35 miliard\u00eb lek\u00eb, me nj\u00eb r\u00ebnie prej af\u00ebrsisht 2% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n
The post Bankat ulin raportin e kredive me probleme n\u00eb vitin 2023, tregon raporti i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb<\/a> appeared first on Albanian Post<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" Nj\u00eb pjes\u00eb e madhe e bankave tregtare, kan\u00eb arritur q\u00eb gjat\u00eb vitit 2023, t\u00eb ulin raportin e kredive me probleme. K\u00ebshtu reflektojn\u00eb t\u00eb dh\u00ebnat e fundit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, t\u00eb cilat tregojn\u00eb se n\u00eb shtat\u00eb banka t\u00eb nivelit t\u00eb dyt\u00eb, \u00ebsht\u00eb arritur t\u00eb ulet raporti i kredive me probleme gjat\u00eb vitit 2023, ku n\u00eb […]<\/p>\n","protected":false},"author":1,"featured_media":6903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/posts\/6902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/comments?post=6902"}],"version-history":[{"count":0,"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/posts\/6902\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/media\/6903"}],"wp:attachment":[{"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/media?parent=6902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/categories?post=6902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiogjilani.com\/index.php\/wp-json\/wp\/v2\/tags?post=6902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}